Employability
Digital payments & UPI literacy Assessment
Learning and self-assessment — AI-reviewed
What this assesses
Digital payments & UPI literacy: 50 questions across 7 topics, about 75 minutes. Questions were drafted with AI and each one checked in a separate evidence-based review (code run, answers recomputed, sources opened); they are not independently expert-validated.
Knowledge assessment. Objective questions with fixed answers, scored automatically. It shows what you know about the subject; it does not show that you can do the work hands-on.
AI-generated and AI-reviewed — not independently expert-validated. For learning and self-assessment only. Not a hiring, academic or professional qualification.
Workplace Skills
- Bank transfers: NEFT, RTGS, IMPS & IFSC8 q
- Cards, wallets & card safety rules7 q
- Failed payments, refunds, liability & complaints7 q
- How UPI works8 q
- Other payment systems: AePS, BillPay, FASTag & mandates7 q
- Paying shops: QR codes, card machines & receipts6 q
- Payment fraud patterns7 q
Who it is for
- • College students
- • Freshers
- • Working professionals
- • Career changers
- • Career re-entry
- • Employees
- • Organisation candidates
Levels: Entry
Structure
- • 50 questions in 75 minutes, one attempt
- • Questions drawn from a bank of AI-reviewed questions, each checked with evidence; your paper is fixed when you start
- • Timer runs on our server; answers save automatically; you can resume after a disconnection
- • AI tools and outside help are not allowed
Before you buy
- Prerequisites
- No qualification or work experience is needed. It is written for beginners who have studied or practised the topics listed, whether at school, on a course, at home or on the job.
- What you receive
- A report as soon as you submit, on the web and as a PDF: your overall result, a result for each skill with the number of questions behind it, strengths, development areas and a short development plan.
- Certificate
- A Certificate of Completion when you finish. A Certificate of Achievement only if GyaniX has set a passing standard for this assessment before you start and your attempt meets it; the page before you start says whether there is one. Practice attempts receive no certificate.
- Retakes and practice
- A retake is a new purchase and a new attempt. If most of the questions would repeat from your earlier attempt, this page tells you before you pay and offers a clearly labelled practice attempt instead.
- Limitations
- It is a knowledge assessment: it checks what you know through questions with clear answers. It cannot watch you work, so it is not proof of hands-on competence, and it is not a licence, an academic qualification or an accreditation.
Languages and content status
Available to take in: English. You choose the language before you start, and it stays the same for the whole attempt. If your language is not listed, the assessment is not offered in it yet; nothing is switched after you pay.
Questions were drafted with AI and checked one by one with evidence (code run, answers recomputed, sources opened). They have not been validated by an independent expert.
Sample questions
Practice examples of the question style. They are not part of the live assessment.
1. Sample: You paid a ₹1,200 dinner bill by UPI for four friends including yourself, to be shared equally. How much should each of the other three send you?
- A. ₹300
- B. ₹400
- C. ₹240
- D. ₹1,200
2. Sample: Which code identifies the bank branch when you send money by NEFT or RTGS?
- A. The UPI PIN
- B. The IFSC
- C. The card CVV
- D. The OTP
Proctoring requirements
- ✓A laptop or desktop (not a phone)
- ✓Camera and microphone, switched on throughout
- ✓Full-screen browser; stay on the assessment tab
- ✓A quiet room, alone
- ✓Consent is asked before you start
- ✓Observations are shown to you; a person reviews them, and the software never ends your attempt